The hidden dangers in your mobile phone contract
Nobody likes checking documents with a fine-tooth comb, but being careful with your mobile phone contract can save you some expensive mistakes. We all know we should read the small print before signing anything, but who does? We just want it now!!! As part of an April Fools Prank in 2010, game retailer Gamestation once […]
Read MoreValuables and Collectibles insurance. Valuation updates now due?
When was the last time you had your jewellery valued? And what about that fine art collection in your home or office boardroom? Whether you have the odd piece or a truckload, chances are your precious items are worth a lot more than you think. Fine art is not just limited to paintings and works […]
Read MoreAre employee benefits the key to retaining good staff?
Some employers would say yes, but the experts agree that you can’t supplement a poor work culture with employee benefits. You can use employee benefits to reinforce your company culture and show staff they matter, but you must have a good culture to start with, otherwise employee benefits won’t stop staff leaving. If your culture […]
Read MoreA Snapshot of the New Labour Hire Licensing Laws
The Labour Hire Licensing Act 2017 (Qld), which commenced on 16 April 2018, aims to protect workers from exploitation by providers of labour hire services and to promote the integrity of the labour hire industry through a licensing scheme. The Act will apply to those who, as part of carrying on a business, hire out […]
Read MoreCrypto Currencies – The rise of the cashless society
A ‘Cashless Society’ describes an economic state whereby Financial Transactions are not conducted with money in the forms of physical banknotes or coins, but rather through the transfer of digital information (usually an electronic representation of money) between the ‘transacting parties’. Cashless societies have existed, based on barter and other methods of exchange. Cashless transactions […]
Read MoreMandatory data breach notification scheme
Cybercrime and its potential impact on business operations is well understood today with reports about data breaches, malware attacks and email scams of all kinds making the the news almost daily. Businesses with websites, and that’s just about every business, hold data and information about customers. This sensitive information is at serious risk of being […]
Read MoreTravel Insurance and Credit Cards – what you need to know
Before your fly, check your insurance It’s imperative for travellers to have a full understanding of their Travel Insurance Policies prior to heading off on their adventures. Certain credit cards that have Travel Insurance Policies included as part of their offering sometimes have many limitations and exclusions that may cause heartache if not understood prior […]
Read MoreDon’t let the silly season get the better of you
Tips for keeping your home safe over Christmas Make your home less attractive to thieves. Do this by investing in outdoor lighting and other visual deterrents such as alarms and CCTV cameras. If you are away for a period of time over the festive season, make it look like the house is still occupied. Check […]
Read MoreChristmas Safety
Tis the season to avoid online scammers In a bid to avoid Christmas crowds, online shopping during the festive season is very appealing. And while the ease and convenience of shopping from the comfort of home is a positive, it’s still important to be aware of simple security measures to ensure it’s not the season […]
Read MoreHouse deposits – is Airbnb the answer? New company offering down payments with a catch
Down payment with a catch It’s getting harder and harder for many to enter the housing market, but a new start-up in America is making it a little easier for those wanting to purchase a home…but it comes with a catch. A 29-year-old entrepreneur from Seattle, Yifan Zhang has come up with a service, called […]
Read MoreAirbnb – what are your rights?
Do you have rights to share your home? Airbnb has become a central player in the sharing economy in the last decade. While its usage has presented opportunities to ease the financial burden of a mortgage, there are legal implications that hosts of strata-titled properties should be aware of. In a recent case of Estens […]
Read MoreCyclone season is upon us
That’s not a cyclone…this is a cyclone Although the effects of Cyclones Debbie, Yasi, Marcia and Larry are generally well known, these are dwarfed by Cyclone Mahina. Cyclone Mahina is the deadliest cyclone in recorded Australian history, striking Bathurst Bay in Cape York on the 4th March 1899, with its destructive winds and storm surge […]
Read MoreNew ID Scanning Laws – what you need to know
The new ID scanning laws came into effect in Queensland from 1 July 2017. The purpose of these laws is to identify individuals who are the subject of banning orders to the various licenced pubs, nightclubs and bars around town. In short, all licensed venues that ordinarily trade past midnight in the Safe Night Precincts, […]
Read MoreTravel Insurance Review
The Insurance market is reviewing cover in respect to mental illness. At the time of writing, some policies specifically exclude mental illness whilst others are reviewing their cover. Most travel policies do not automatically cover you for claims arising from, or exacerbated by, any existing medical condition unless you disclose that condition and the Insurer […]
Read MoreSocial Media…grounds for termination?
The Fair Work Commission has increasingly been required to review issues raised by the use of social media in the workplace. The proliferation of, and use of, social media sites, with nearly 70 per cent of Australians on Facebook and around 20 per cent on Instagram and Snapchat, has resulted in employees posting comments which […]
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