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Strata Insurance
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What is Strata Insurance?

If you own a townhouse, unit, or apartment, and your sharing common space with others, you don’t want to be left to foot the bill if there’s damage to shared parts of the building or items..

Strata insurance protects the building and common areas or facilities, with the premiums paid for by the owner’s corporation.

Who should consider it?

Strata insurance is a compulsory in every state - so if you’re part of an owners’ corporation in a townhouse, unit, flat, apartment or duplex, the owner’s corporation will need strata insurance.

An insurance broker can arrange strata insurance on behalf of the owners’ corporation.

"As a strata owner, you also have a share of an unlimited liability for anything that goes wrong, which is why strata insurance is compulsory in every state and territory."

Strata Community Association

Did you know?


Strata insurance premiums vary, depending on the level of risk exposure of the area where the building is located (Insurance council of Australia, Strata Owners’ Fact Sheet, 2018)


According to the Insurance Council of Australia, many strata schemes pay around a third of the premiums of an equivalent stand-alone home policy (Strata Community Association, Understanding Stata, 2018)


The number of apartments in Australia is increasing - with a 30.6% rise in apartment approvals predicted in November 2017 (ABC website, “Apartment boom continues as development approvals jump” 2018)


Contact us

Our dedicated team for Strata Insurance allows us to work closely with clients and offer tailored insurance solutions.