You are the proud owner of your own piece of Australia. A vacant block of land which will form the basis for your future dreams.
However along with the benefits of owning your own land you have the obligation under common law to protect any member of the public who may suffer in injury or loss through your ownership of your vacant block of land.
Could you afford the potential costs of paying for the medical and associated costs if a member of the public is injured on your new vacant block of land?
These costs along with legal fees could jeopardise your future hopes for your block of land.
Landlord Select
Our dedicated website Landlord Select has all the information that you need on the policy options and lets you purchase online with instant cover.
The Solution
For as little as $154.00 we provide the protection of a Broadform Liability Policy which can put your mind at ease with the knowledge that if there is a disaster it will not cost you your land in legal and compensation costs.
QSelect Agencies Vacant Land cover will protect you.
The Options
QSelect Agencies Vacant land cover is underwritten by Guild Insurance, one of Australia’s most respected Insurers and offers two levels of cover. $10,000,000 or $20,000,000 for Vacant Land from 0 to 5 acres in area.
We are happy to insure land with unoccupied dwellings and their domestic outbuildings or land with an unoccupied shed on the block. These covers will attract an extra premium. However we do not accept the following: Tennis Court, Swimming Pool, Jetty, Wharf, Shipping Containers, Incomplete Building Structures
The cover may be purchased direct from this web site or if you prefer you can contact your Broker.
Exclusions
There are very few exclusions to our cover for vacant land, but it must be unoccupied and not used for business purposes.
We cannot insure land which has Construction under way and our policies will contain the following exclusions;
Construction Exclusion This Policy does not Cover and We will not be liable for any claim under this Policy for, directly or indirectly arising out of or in any way connected with the construction, erection, demolition, alteration, repair, renovation of or addition to any buildings performed by You or on Your behalf.
Property Owners Limitation This Policy does not Cover and We will not be liable for any claim under this Policy for, directly or indirectly arising out of or in any way connected with any Business or other operation or activity other than that of a Property Owner as stated in the Schedule.