For business owners in Australia, insurance needs to be a priority. With so many potential threats to a business, having the right insurance coverage can keep your business and your personal finances significantly safer. The challenge for Australian entrepreneurs is that there are so many different … [Read more...] about Protecting Your Commercial Assets In Business
How to stay safe when using web conferencing technology
On 02/04/20, ‘Stay Smart Online – An Australian Government Initiative’ sent the below communication. We are re-publishing it here as it is relevant to individuals and businesses. Being aware of current cyber risks is one element in helping to protect yourselves, your businesses and your clients. … [Read more...] about How to stay safe when using web conferencing technology
Will your job exist in the future?
It is predicted that within 50 years a robot or an intelligent algorithm will be doing humans work. Experts hold vastly different opinions with regard to the dramatic impact of the changes in the job structures. Others claim that, thanks to digitalisation and automatisation, many employees whose … [Read more...] about Will your job exist in the future?
Travel insurance alert
Passport – check. Clothes – check. Medications – check. Smartphone – check. You’ve got all of the above, but what about travel insurance? Travelling overseas can be a fantastic adventure – but you shouldn’t do it without first having a travel insurance policy in place. Not all travel policies are … [Read more...] about Travel insurance alert
What is Underinsurance?
Insurance is a form of risk management, delivered in the form of an insurance contract. The purpose of that contract is to hedge against the risk of uncertain future events, such as catastrophic weather or accidents. Underinsurance is when you do not have insurance that covers all of your risks, … [Read more...] about What is Underinsurance?
Coronavirus & Travel Insurance
While Australia has been relatively protected from the spread of Coronavirus (COVID-19) many travellers have been disrupted due to travel restrictions, while others are reluctant to travel due to the increase risk that the disease poses. The purpose of this article is to look at the cover available … [Read more...] about Coronavirus & Travel Insurance
Coronavirus & Business Interruption Insurance
While Australia has been relatively protected from the spread of Coronavirus (COVID 2019) many businesses have been disrupted due to travel, import and or export restrictions. The purpose of this article is to explain and warn that general insurance is unlikely to provide the protection that it … [Read more...] about Coronavirus & Business Interruption Insurance
Annualised Salaries – pros and cons
If you have adopted annualised salaries in your business…watch out. There have been numerous high profile wage underpayment scandals reported in the media recently…so you need to make sure you don’t make the 6 o’clock news too. New obligations will take effect from March 1, 2020 and are likely to … [Read more...] about Annualised Salaries – pros and cons