The coverage afforded under Travel Insurance has long been considered complex and often difficult to interpret. This is evidenced by the Australian Financial Complaints Authority’s (AFCA) reporting which consistently has Travel Insurance generating a disproportionately high number of disputes … [Read more...] about Travel Insurance Now More Complex Than Ever
We’ve made it to the end of the year. Now is one of the best times to review your insurance and ensure that your cover is keeping up with the changes in the market and within your business. Many business owners tend to simply renew their policy before it expires. However, renewing your policy … [Read more...] about Plan for New Year insurance review
With Christmas fast approaching, it is often the busiest and most stressful time of the year for many businesses. While we rejoice for the increase in customers and sales, the increase in activity can mean extra risk for your business. Now is the time to check in to ensure you have enough financial … [Read more...] about Business Insurance over the festive season
It is that time of the year again, La Niña event is imminent. La Niña brings an increase in rainfall which in turn increases the risks of flooding and water damage to properties. The bad news is that the chances of a flood-inducing La Niña system forming this year have risen, yet again. According … [Read more...] about La Niña likelihood increases
Show and Tell Most of us probably remember Show and Tell from back in school. Basically, each person would get up and have exactly one minute to show and talk about something they own, something that is sentimental or just an item that they may have picked up over the weekend. This can also be an … [Read more...] about 5 Remote Team Building Activities
Changes have been made to the Fair Work Act 2009 which may impact how you employ and manage casual Employees and you have until 27 September 2021 to put new processes in place. The key changes have been summarised into the following areas: Changes to the definition of ‘Casual Employee’ … [Read more...] about The Future of Casual Employment
Given the steep rise in Employee fraud and embezzlement, the importance of Internal Business Auditing has never been more vital. Whilst there are Insurance Policies, such as Management Liability and Crime that provide Indemnity for some of the exposures the reputational damage, together with the … [Read more...] about Internal Auditing
You lodge a claim with your Insurer, you receive your payment, that is the end of it right? Sometimes yes. However occasionally, that is just the beginning. That is because your policy of insurance most likely gives your Insurer a right of Subrogation. So, what exactly is Subrogation and what … [Read more...] about What Does Subrogation Mean for You?