What was once seen as a carrot to lure employees to a business, flexible working arrangements are now an expectation of employees. Last year Brokerwise considered the data protection implications for remote office workers. But there are so many more risks to be aware of. People are more … [Read more...] about Working From Home – The New Norm
Contractors Vs Employees
A contractor is someone you engage to perform work or a task for you who is not an employee. Their engagement is often referred to as a contract for services. Features common to contractors are that the contractor can set a price, a contractor may be paid for an outcome, rather than an hourly rate, … [Read more...] about Contractors Vs Employees
Construction Costs Have Recently Exploded
Construction costs have recently exploded, rising more than at any time since 2005. A surge in construction activity, supply chain disruptions and a shortage of materials has already been widely reported, but an alarming new twist has emerged with an Australia-wide shortage of labour. The … [Read more...] about Construction Costs Have Recently Exploded
Travel Insurance Now More Complex Than Ever
The coverage afforded under Travel Insurance has long been considered complex and often difficult to interpret. This is evidenced by the Australian Financial Complaints Authority’s (AFCA) reporting which consistently has Travel Insurance generating a disproportionately high number of disputes … [Read more...] about Travel Insurance Now More Complex Than Ever
Business Insurance over the festive season
With Christmas fast approaching, it is often the busiest and most stressful time of the year for many businesses. While we rejoice for the increase in customers and sales, the increase in activity can mean extra risk for your business. Now is the time to check in to ensure you have enough financial … [Read more...] about Business Insurance over the festive season
What is Volunteer Insurance?
Whether you run a charity, a not-for-profit, or regular live events, volunteer insurance exists to protect both you and the volunteers that work for you. From music festival ticket collectors to ongoing charity work, volunteers are often the most important part of your organisation, and they need to … [Read more...] about What is Volunteer Insurance?
Why do I need Professional Indemnity insurance?
Mistakes can happen. If your business is found liable for negligence, the costs can be financially devastating. Not only could you be subject to an expensive lawsuit, but your business’s hard-earned reputation may be damaged as a result. Professional Indemnity insurance is mandatory in some … [Read more...] about Why do I need Professional Indemnity insurance?
Why is Management Liability insurance important for your business?
Conflicts arising from the workplace have become increasingly common, in particular with current market conditions affected by the global pandemic. SMEs are subject to legal action which can be financially devastating for both the business and its executives. The need for Management Liability … [Read more...] about Why is Management Liability insurance important for your business?