For business owners in Australia, insurance needs to be a priority. With so many potential threats to a business, having the right insurance coverage can keep your business and your personal finances significantly safer. The challenge for Australian entrepreneurs is that there are so many different … [Read more...] about Protecting Your Commercial Assets In Business
Travel insurance alert
Passport – check. Clothes – check. Medications – check. Smartphone – check. You’ve got all of the above, but what about travel insurance? Travelling overseas can be a fantastic adventure – but you shouldn’t do it without first having a travel insurance policy in place. Not all travel policies are … [Read more...] about Travel insurance alert
What is Underinsurance?
Insurance is a form of risk management, delivered in the form of an insurance contract. The purpose of that contract is to hedge against the risk of uncertain future events, such as catastrophic weather or accidents. Underinsurance is when you do not have insurance that covers all of your risks, … [Read more...] about What is Underinsurance?
Bushfires and business interruption
Some insurers have already started to pay claims to bushfire-affected businesses on the NSW South Coast, as their business interruption insurance policy provides for weekly payments. Having this support has been important for affected firms to stay in business. It allows them to maintain their … [Read more...] about Bushfires and business interruption
Why small businesses need product liability insurance
Product liability cover can vary, with claims depending on the individual business and the product it sells. Regardless, Product liability will ensure you are protected from the inevitable mishap. Product liability can provide protection for property damage or personal injury claims arising out … [Read more...] about Why small businesses need product liability insurance
The Client Experience
What is the “client experience” and what does it mean to you…the client?. Have you ever felt like you are simply a client number and not an actual person to a service provider? Recent research has shown that you, as a broker-client, need to know that you are important to the business providing … [Read more...] about The Client Experience
Cyber Risk Insurance
Cyber insurance first emerged in the late 1990s as a response to Y2K concerns. Since then, there has been an escalation in the reliance on technology, and the cyber risks of doing business have exponentially increased. It is still an emerging area of risk and insurance, and not all policies are … [Read more...] about Cyber Risk Insurance
Bushfire safe: making sure your home isn’t underinsured
With bushfires burning around the country, it’s important for homeowners in fire-prone areas to take steps to ensure they have the right insurance in place. This article from the Steadfast online magazine Well Covered, discusses risks of underinsurance, how to avoid mistakes and ensure homeowners … [Read more...] about Bushfire safe: making sure your home isn’t underinsured