While Australia has been relatively protected from the spread of Coronavirus (COVID 2019) many businesses have been disrupted due to travel, import and or export restrictions. The purpose of this article is to explain and warn that general insurance is unlikely to provide the protection that it … [Read more...] about Coronavirus & Business Interruption Insurance
If you have adopted annualised salaries in your business…watch out. There have been numerous high profile wage underpayment scandals reported in the media recently…so you need to make sure you don’t make the 6 o’clock news too. New obligations will take effect from March 1, 2020 and are likely to … [Read more...] about Annualised Salaries – pros and cons
Some insurers have already started to pay claims to bushfire-affected businesses on the NSW South Coast, as their business interruption insurance policy provides for weekly payments. Having this support has been important for affected firms to stay in business. It allows them to maintain their … [Read more...] about Bushfires and business interruption
What is the “client experience” and what does it mean to you…the client?. Have you ever felt like you are simply a client number and not an actual person to a service provider? Recent research has shown that you, as a broker-client, need to know that you are important to the business providing … [Read more...] about The Client Experience
With effect from 24 January 2020. DFTA has designated the Hubei Province of China as a Do Not Travel area due to the Novel coronavirus outbreak. Some travel insurance policies will cover travellers whose travel plans have been disrupted by the coronavirus or who have incurred medical expenses. … [Read more...] about Coronavirus Advice – Travel to China
Cyber insurance first emerged in the late 1990s as a response to Y2K concerns. Since then, there has been an escalation in the reliance on technology, and the cyber risks of doing business have exponentially increased. It is still an emerging area of risk and insurance, and not all policies are … [Read more...] about Cyber Risk Insurance
Aviso Qsure director Melissa Ryan talks to Duncan Hughes from the Australian Financial Review. This article was published in the Australian Financial Review on 13th January 2020 (paywall). Building and contents insurance premiums in parts of the nation at the highest risk of natural disasters are … [Read more...] about Bushfire Crisis – Premiums in high risk areas tipped to soar.
Anyone who is travel savvy buys Travel Insurance when they’re venturing on a trip because they know that it can be a life saver. What could be more reassuring? Cover for all those unexpected dramas that could cost you thousands, like emergency medical expenses, lost and stolen baggage, flight … [Read more...] about Travel Insurance – Changes and Pitfalls
